Unlock Better Rates: My Lender Partner Is Offering a Free Credit Upgrade!

Let’s be real—credit scores can feel like that one teacher in high school who never gave extra credit, no matter how hard you tried. But what if I told you there's a way to actually give your credit a boost…for free?

I’ve recently partnered with a lender who’s offering something pretty incredible: a FREE credit upgrade for qualified buyers. Yes, you read that right—no gimmicks, no fine print, just real help to improve your score and potentially unlock better loan options.

Why Does This Matter?

Your credit score plays a huge role in what kind of loan you can get—and what interest rate comes with it. Even a 20-point difference in your score could mean the difference between:

• Getting approved vs. getting denied
• A high interest rate vs. a much better one
• A more expensive monthly payment vs. something way more manageable

In some cases, this free credit upgrade is the missing piece to help someone get into a home at all. That’s why I’m so excited to offer this to people in my network.

Who Should Take Advantage of This?

If you’re thinking about buying a home in the next year—whether it’s your first place or your dream lake property—this is a no-brainer. Even if you think your credit is "good enough," a little bump could save you thousands over the life of your loan.

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Here’s What to Do:

Reach out to me and I’ll connect you directly with my lender partner. They’ll walk you through a soft credit pull (won’t hurt your score), analyze where you’re at, and see if there’s an opportunity to upgrade your score at no cost.

I’ve always said real estate is about relationships, not just transactions. This is just one more way I’m trying to bring value to the people I care about—and help make the home buying process a little easier.

Want in? Message me and I’ll hook you up!

218-259-9837

malcolm@exehomes.com

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Update on current market Here

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—
Malcolm Wallaker
Your (soon-to-be) favorite Minnesota Realtor™

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